Layby

Talisman Jewellery offers up to 12 weeks lay-by on our jewellery. Extended terms can be arranged depending on the item(s). This service is available on any purchase of $100 or more, and requires a minimum of 20% deposit. 

• Canceled lay-bys on shop stock carry a 20% cancellation fee.
• All lay-bys are strictly 12 weeks.
• All lay-bys must have payments made at least once fortnightly. If you miss a payment an effort will be made to contact you, if you cannot be contacted the lay-by will be cancelled and the item will be made available for resale.
• Cancellation fee on lay-bys or is 20% of invoice total.
• All Special Orders or Custom Orders are non refundable if cancelled. Special Orders are defined as an order for a non stock item that is ordered into stock at the client's request. Custom Orders are defined as an order for an item that is customised specifically to a client's specifications.  If cancelling a lay-by or an item within a lay-by which is a Special or Custom Order, all monies paid on the lay-by will be forfeited including payments made during the lay-by term. Customisation would not include product variations such as silk colour or chain style, but do include, but are not limited to anything hand-stamped.
• Layby Payment can be made by bank credit card, PayPal, or Bank Transfer.
• We offer no refund on overdue lay-bys unless previously arranged. We can organise time extensions if we are contacted within the lay-by period.